When it comes to insuring vehicles for business purposes, there are a variety of options to consider. From Business Car Insurance, Company Car Insurance, Fleet insurance and more, businesses have a wide range of choices when it comes to protecting their vehicles. Each of these policies offer various levels of coverage and protection, so business owners should take some time to research each option before making any decisions.
A personal car policy is not suitable if vehicles are used exclusively for business purposes.
A personal policy will not provide the coverage you need to protect yourself as the business owner and your company in the event of an accident or other incident. It is essential to make sure that you have a dedicated business vehicle policy in place to ensure that you are adequately covered in such scenarios.
Vehicles must be owned in the business name and insured under a business vehicle policy.
A comprehensive commercial vehicle policy is essential for protecting your business’s minibus or fleet of vehicles. It will provide coverage for a variety of risks such as theft, damage, third party incidents, windscreen repairs, and more. Choosing a fleet vehicle insurance policy can help you save money in the long run by bundling multiple vehicles under the same policy. This will give you one policy, one renewal date, and one point of contact. Additionally, you can benefit from policy discounts as the years go on, based on a positive claims experience. With the right business car coverage plan in place, you can have peace of mind knowing that your vehicles and drivers are well protected in the event of an accident or other incident.
Do you have a business policy that’s not set up properly?
It is crucial that the policy is set up correctly and all the necessary information is provided, because insurance companies can and will refuse to pay any claims that are submitted! This could be an extremely costly mistake for any individual, business or organisation.
Call us for a free discussion around the insurance options available for your business, on 01273 424904 to talk to our company vehicle insurance team.
Lucy Robson
General Insurance Manager
Quality Care Group
www.qcaregroup.co.uk/general-insurance/motor-fleet-insurance